Relationship Officers

Fusion Microfinance Ltd. is hiring for 800 Relationship Officers.

Fusion Microfinance Ltd. is a registered NBFC – MFI which operates in a Joint Liability Group lending model of Grameen. Fusion as an organisation was set up in 2010. Their clients comprise 100% of women living in rural and semi-urban areas. Fusion’s focus is on reaching out to the unbanked and providing financial services to women entrepreneurs belonging to the economically and socially deprived section of society.

JOB DESCRIPTION – RELATIONSHIP OFFICER
1. Identification of prospective women members in the area of operation.
2. Group formation
3. Conduct Group formation & CGT for the group
4. Organise Group Recognition Test(GRT)
5. Complete Loan documents including KYC docs as per Company’s Credit and Operations Policy
6. After GRT is approved, arrange for disbursement of loan as per Company’s Policy
7. Familiarise and keep himself updated with all the Company’s documents relevant & applicable to meet his job requirement
8. Create and maintain strict centre Credit Discipline.
9. Setting a good example for clients by reaching to the weekly Centre Meeting on time, and conducting the meeting in a business-like way, according to the procedures laid down in the operations manual
10. Carrying out a thorough check on the utilisation of the loan funds within 2 weeks of disbursement, to ensure that funds have been invested for the
purpose approved i.e. Loan Utilisation Check
11. Up-date of the CDS (or applicable report) as necessary, and circulation of the CDS for signature of the members attending collection meetings.
12. Visiting the Branch Office daily for reporting
13. Collection should be deposited to branch office the same day
Job Locations: Rajasthan/Punjab/Haryana/Uttar Pradesh/Bihar/Chhattisgarh/Madhya Pradesh/Gujarat/West Bengal/Tamil Nadu/Odisha.

Monthly CTC: INR 12735, In Hand: INR 10293

Benefits: Gratuity + PF + ESIC + 4000 Fuel Fixed as per Attendance + Free Accommodation + Incentive as per Target  

Job Responsibilities: Identification of prospective women members in the area of operation, Group formation, Conduct Group formation & CGT for the group, Complete Loan documents including KYC docs as per Company’s Credit and Operations Policy, After GRT is approved, arrange for disbursement of loan as per Company’s Policy, Create and maintain strict centre Credit Discipline, Loan Utilisation Check, Collection should be deposited to branch office the same day .

Minimum Eligibility: 12th Pass/Graduate, Male candidates, Age 18 to 30 years, Candidate must have own bike and driving licence, Pan card, Aadhar Card